Offer in Compromise Attorney in Huntsville, AL

Settle Your IRS Tax Debt for Less Than You Owe

If you owe more tax than you can pay, the IRS may allow you to settle your debt for less than the full amount through an Offer in Compromise (OIC). At Bowman Law Firm, attorney Gene Mitchell Bowman helps clients in Huntsville, Madison County, and across North Alabama negotiate Offers in Compromise to achieve a fresh start with the IRS.

Our dual experience as both attorney and CPA gives you the advantage of precise financial analysis and strong IRS representation.

What Is an Offer in Compromise?

An Offer in Compromise is a formal IRS settlement program that lets you resolve your tax debt for less than what you owe if paying in full would cause financial hardship.

To qualify, the IRS reviews your:

  • Monthly income and expenses

  • Asset equity (home, vehicles, bank accounts)

  • Future earning potential

The offer amount must reflect your “reasonable collection potential” (RCP) — what the IRS could realistically collect from you.

How Bowman Law Firm Helps

We can manage every step of the process:

  1. Eligibility Review — Analyze your financials to determine whether you qualify for an OIC.

  2. Documentation & Forms — Prepare IRS Form 656 and Form 433-A(OIC) or 433-B(OIC) with supporting evidence.

  3. Submission & Negotiation — File the offer, correspond with the IRS examiner, and respond to additional document requests.

  4. Negotiation or Appeal — Negotiate revised offers or appeal denials through the IRS Office of Appeals if needed.

  5. Compliance Maintenance — Ensure you remain compliant with tax filings during and after your offer is accepted.

Why Choose Bowman Law Firm

  • Attorney with CPA Experience: Full legal and financial representation in one firm

  • 20+ years of IRS experience

  • Local representation in Huntsville and North Alabama

  • Personalized financial analysis and strategy

We take the time to understand your situation and prepare an offer that reflects your true financial reality.

Common Offer in Compromise Situations

  • IRS threatening levy or garnishment

  • Large back tax balances (individual or business)

  • Self-employed taxpayers behind on estimated taxes

  • Retired or disabled taxpayers on fixed incomes

  • Failed installment agreements

Even if you’ve been denied before, a new offer may succeed with proper preparation and representation.

Frequently Asked Questions

How much can I settle my tax debt for?
It depends on your ability to pay. We calculate your “reasonable collection potential” and use it to negotiate a fair settlement amount.

Can I qualify if I’m self-employed?
Yes, but the IRS will analyze your business income and allowable expenses closely. A detailed financial review is critical.

What happens if my offer is rejected?
You may appeal within 30 days or restructure your tax relief plan through another program like partial payment installment agreements.

Contact an Offer in Compromise Attorney in Huntsville, Alabama

If you owe more to the IRS than you can afford, don’t face it alone. Contact Bowman Law Firm today for a confidential consultation.

📍 200 Randolph Avenue SE, Huntsville, AL 35801
📞 (256) 539-9850

Serving Huntsville, Madison County, Decatur, Athens, and all of North Alabama.

IRS Offer in Compromise Attorney in Huntsville, Alabama

irs tax collection law

irs tax collection law